Demanding compensation after being injured in a car accident due to the negligence of another driver is not only reasonable, but also your right. However, the process can be tedious and confusing if you don’t know where to start and what to do next. Even with evidence, unfortunately, the case would not happen on its own. To file a personal injury claim, here are the steps to follow to stay on track and set your priorities.
Step 1: Call a personal injury lawyer – Getting in touch with a trusted personal injury attorney is the first and one of the most important things you need to do before you can sue anything. Having a professional who is knowledgeable about car accidents and personal injury cases will go a long way in not only winning your case and ensuring you get the compensation you are owed, but it would also ensure that no one takes advantage of you. .
Step 2: Inform your insurance company – As a no-fault state, Florida laws require all car owners to have Personal Injury Insurance (PIP) coverage. The PIP automatically covers a person’s medical care following a traffic accident, regardless of the culprit. This ensures that those affected will receive medical treatment without any delay.
However, PIP has its limitations and does not go beyond medical care. It does not cover property damage, vehicle repairs, and even other additional treatments that may already be too expensive and exceed the original coverage limit. In these cases, it is the turn of your car insurance or your mutual to cover you. Notify them of the accident as soon as possible to at least get all the insurance benefits they offer. Delaying or prolonging this step could reduce the value of your coverage.
Step 3: Prepare all important files and documents – From hospital receipts to police records, it’s essential that you gather these important file types to build your case. These will solidify your claim and prove that the injuries and other damages you have suffered are rightly deserving of compensation. In addition, the records will help the court assess the exact amount owed to you, avoiding being underestimated by settlements and negotiations with the other party or insurers.
Step 4: Complete your treatment – If you have suffered from injuries that heal quickly, it is best to complete your treatment first so that your complete file and dues can be included in your documentation. The total amount of your medical bills plus the overall health assessment during your treatment affects your personal injury claim. Ending your treatment also speeds up the process.
However, if the victim unfortunately suffered more serious injuries and trauma requiring long-term treatment, the case could be an ongoing trial. Nevertheless, present everything you have on file and with the help of your lawyer, carry out the procedure.
Step 5. File your complaint – Once everything is done, all that remains is to file your complaint and let everything fall into place. While you are recovering from the accident, your legal advisor will take care of the rest. When filing a complaint, take note of the time limit. It is always advisable to file as soon as possible when you are already feeling better to ensure that your claim is strong and indisputable.
Throughout all of these processes, your personal injury lawyer will guide you on what to do for each step. That’s why it’s the very first thing you should do after an accident.